Daniel checks into Klara's apartment in Prague. The heater is broken — it's December, -4°C outside. He reports it via in-app chat at 21:14. Klara doesn't respond.
A support agent reaches Klara within 15 minutes by phone. The heater is fixed by next morning. Daniel asks for a partial refund. Admin reviews chat log, temperature reports, response time. Decision: €80 refund to Daniel, funded by platform reserve, not Klara — because she fixed it fast. Both accept within 6 hours.